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Catalina Structured Funding

Privacy Policy

Last updated: April 7, 2026

Catalina Structured Funding ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at catalinastructuredfunding.com (the "Site").

By using the Site, you consent to the practices described in this Privacy Policy. If you do not agree with the terms of this policy, please do not access the Site.

1. Information We Collect

Personal Information You Provide

When you fill out a form on our Site, request a quote, or contact us, we may collect the following personal information:

  • Full name (first and last)
  • Email address
  • Phone number
  • Mailing address and state of residence
  • Information about your structured settlement, lottery winnings, annuity, or probate matter
  • Estimated payment amounts
  • Any additional information you provide in messages

Information Collected Automatically

When you visit our Site, we may automatically collect certain information about your device and usage, including:

  • IP address and approximate geographic location
  • Browser type and version
  • Operating system
  • Referring URL and pages visited
  • Time and date of your visit
  • Time spent on pages and click patterns
  • Device identifiers

2. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide you with free, no-obligation quotes
  • Evaluate your structured settlement, lottery, annuity, or probate advance request
  • Communicate with you by phone, email, or text message regarding your inquiry
  • Manage our customer relationship management (CRM) system for lead tracking and follow-up
  • Improve our Site, services, and user experience
  • Analyze Site traffic and usage patterns to optimize performance
  • Comply with legal and regulatory obligations
  • Prevent fraud and protect the security of our Site

3. SMS/Text Message Consent

If you opt in to receive text messages from Catalina Structured Funding by checking the SMS consent box on any of our forms, you agree to receive recurring automated promotional and transactional text messages at the phone number you provide.

  • Consent is not a condition of any purchase or service from Catalina Structured Funding.
  • Message frequency will vary.
  • Message and data rates may apply.
  • Reply STOP at any time to opt out of text messages.
  • Reply HELP for assistance or contact us at (800) 317-3769 or info@csfcap.com.
  • Your phone number and consent information will not be shared with third parties for their marketing purposes.

By opting in, you acknowledge that you have read and agree to these SMS terms, our Terms of Service, and this Privacy Policy. This consent complies with the Telephone Consumer Protection Act (TCPA).

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site:

  • Essential Cookies: Required for the Site to function properly (e.g., form submissions, session management).
  • Analytics Cookies: We use Google Analytics (GA4) and Vercel Analytics to understand how visitors interact with our Site. These tools collect anonymized usage data such as pages visited, time on site, and traffic sources.
  • UTM Parameters: We track marketing campaign parameters (utm_source, utm_medium, utm_campaign, etc.) to measure the effectiveness of our marketing efforts.

You can control cookies through your browser settings. Disabling cookies may affect certain features of the Site.

Google Analytics

We use Google Analytics 4 (GA4) to collect anonymized data about Site usage. Google Analytics may use cookies to track your interactions. Google's privacy policy is available at policies.google.com/privacy (opens in a new tab). You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on (opens in a new tab).

5. Third-Party Service Providers

We may share your personal information with the following categories of third-party service providers who assist us in operating our business:

  • Zoho CRM: We use Zoho CRM to manage leads and customer relationships. Information you submit through our forms is stored in Zoho CRM for follow-up and communication purposes.
  • Zoho SalesIQ: We use Zoho SalesIQ to provide live chat support on our Site. SalesIQ may collect information about your browsing behavior, pages visited, and chat transcripts when you interact with the chat widget.
  • Vercel: Our Site is hosted on Vercel, which may collect server logs and performance data.
  • Google: Google Analytics is used for Site analytics as described above. We also use Google Ads conversion tracking, which may collect click identifiers (GCLID) when you arrive at our Site from a Google advertisement. This data is used to measure the effectiveness of our advertising and is not used for remarketing or targeted advertising.

We do not sell your personal information to third parties. We only share information as necessary to provide our services, comply with legal obligations, or protect our rights.

5a. Sensitive Personal Information

During the course of a structured settlement, annuity, lottery, or probate advance transaction, we may collect information that is considered "sensitive personal information" under applicable law, including:

  • Social security number (for court filings and tax reporting)
  • Financial account information (for payment processing)
  • Government-issued identification (for identity verification)

We only use sensitive personal information for the specific purposes identified above and as required to process your transaction and comply with legal obligations. We do not use sensitive personal information for any other purposes.

5b. Business Transfers

If Catalina Structured Funding (or its assets) is acquired, merges with another company, or goes through another change of control, personal information could be one of the assets transferred to or acquired by a third party. In such a case, your personal information would remain subject to the protections described in this Privacy Policy.

5c. Behavioral Advertising and Retargeting

We may use cookies and similar technologies to collect information about your interactions with our Site. This information may be used to deliver targeted advertisements based on your browsing behavior. We may share this information with advertising partners, including Google, for these purposes. You can manage your preferences or opt out of targeted advertising through your browser cookie settings or by visiting the Network Advertising Initiative opt-out page (opens in a new tab).

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. Lead information submitted through our forms is retained in our CRM system for ongoing business purposes. You may request deletion of your data at any time by contacting us.

7. Your Rights Under California Law (CCPA/CPRA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

  • Right to Know: You may request that we disclose the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You may request that we delete the personal information we have collected about you, subject to certain exceptions.
  • Right to Correct: You may request that we correct inaccurate personal information.
  • Right to Opt Out of Sale/Sharing: We do not sell or share your personal information as defined under the CCPA/CPRA.
  • Right to Portability: You may request that we provide your personal information in a commonly used, machine-readable format.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise any of these rights, please contact us using the information provided below. We will respond to verifiable consumer requests within 45 days. If you have authorized an agent to exercise your rights on your behalf, the agent may contact us at info@csfcap.com. We may need to collect additional information to verify your identity and the authority of your agent before processing the request.

7a. Rights of Users in Nevada

If you are a Nevada resident, you may be placed on our internal Do Not Call List by contacting us. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone: 702-486-3132; email: BCPINFO@ag.state.nv.us.

8. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. Our Site uses HTTPS encryption for all data transmissions. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that a child has provided us with personal information, please contact us immediately, and we will take steps to delete such information.

10. Links to Other Websites

Our Site may contain links to third-party websites that are not operated by us. We are not responsible for the privacy practices of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions about this Privacy Policy, wish to exercise your rights, or have concerns about how your information is handled, please contact us: